Disclaimer

General Information Disclaimer

The information provided on this website is for general informational purposes only and should not be considered as personalized financial advice. All content is provided in good faith, however we make no representation or warranty of any kind regarding accuracy, adequacy, validity, reliability, or completeness.

This disclaimer governs your use of our website and services. By accessing and using our platform, you acknowledge that you have read, understood, and agree to be bound by these terms.

Information Accuracy

While we strive to ensure all information on our website is accurate and up-to-date, we cannot guarantee complete accuracy of all content presented.

Information may become outdated due to changing market conditions, regulatory updates, or other factors beyond our control.

The information provided may not cover all aspects relevant to your specific financial situation and should not be relied upon as comprehensive guidance.

Limitation of Liability

To the fullest extent permitted by Malaysian law, we exclude all liability for losses or damages arising from your use of our website or services, including but not limited to:

• • Direct or indirect financial losses resulting from information or advice provided
• • Loss of profits, business opportunities, or anticipated savings
• • Consequential, special, or punitive damages of any nature
• • Damages arising from technical issues, website downtime, or data loss
• • Third-party actions or claims related to your use of our services

Professional Consultation Disclaimer

Our services provide general financial guidance and analytical discussions rather than specific investment advice or portfolio management.

No formal advisor-client relationship is established until you engage our subscription services and complete our consultation process.

Always consult qualified financial professionals before making significant financial decisions based on information from our platform.

Financial Planning Disclaimer

Our financial planning discussions and consultations are educational in nature and do not constitute specific recommendations for financial products or services.

We do not provide direct management of funds or specific product recommendations through our platform.

All financial decisions carry inherent risks, and market conditions can affect outcomes regardless of planning quality.

Individual results may vary based on personal circumstances and market conditions.

Third-Party Links and Resources

Our website may contain links to external websites and resources for your convenience and additional information.

Inclusion of external links does not constitute endorsement of their content, products, or services by our company.

We assume no responsibility for the accuracy, completeness, or reliability of external website content or services.

User Indemnification

By using our services, you agree to indemnify and hold harmless our company from any claims, losses, or damages arising from your use of our platform.

This includes legal costs and expenses incurred in defending against claims related to your use of our services or violation of these terms.

Governing Law and Jurisdiction

Severability Clause

If any provision of this disclaimer is found to be unenforceable or invalid, the remaining provisions shall continue in full force and effect.

Disclaimer Modifications

We reserve the right to modify this disclaimer at any time without prior notice to reflect changes in our services or legal requirements.

Continued use of our services after modifications constitutes acceptance of the updated disclaimer terms.

Acceptance of Terms

Your use of our website and services indicates your acceptance of this disclaimer and agreement to be bound by its terms.

If you do not agree with any part of this disclaimer, please discontinue use of our services immediately.

Contact Information

For questions regarding this disclaimer or our services, please contact us using the information below: