Terms and Conditions

Terms of Service

These Terms and Conditions govern your use of Drovanelithus's financial planning services and website. By accessing our services, you acknowledge that you have read, understood, and agree to be bound by these terms.

Your continued use of our services constitutes acceptance of any updates or modifications to these terms.

These terms are effective as of August 28, 2025

Definitions and Interpretation

For the purposes of these Terms and Conditions, the following definitions apply:

• • "Service": Refers to financial planning consultations, analytical discussions, and related advisory services provided by Drovanelithus
• • "User" or "Client": Refers to any individual who accesses or uses our website, services, or consultation offerings
• • "Company", "We", "Us": Refers to Drovanelithus and its authorized representatives, employees, and affiliated service providers
• • "Content": Refers to all information, materials, documents, and resources provided through our website and services

Service Usage Terms

Your use of our financial planning services is subject to the following conditions and requirements:

Eligibility Requirements

Our services are available to individuals aged 18 and older who have the legal capacity to enter into binding agreements under Malaysian law.

Professional financial planning consultations designed to help you understand market dynamics and make informed financial decisions for your future.: Professional financial planning consultations designed to help you understand market dynamics and make informed financial decisions for your future.

Account Management

You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account access.

Client Responsibilities

As a client of our financial planning services, you agree to the following responsibilities:

• • Provide accurate and complete information necessary for effective consultation services
• • Maintain confidentiality of proprietary consultation methodologies and analytical frameworks
• • Use our services only for legitimate personal financial planning purposes
• • Comply with all applicable Malaysian laws and regulations in connection with our services
• • Notify us promptly of any changes in circumstances that may affect our service delivery

Prohibited Activities

The following activities are strictly prohibited when using our services:

• • Using our services for any unlawful or fraudulent activities
• • Attempting to gain unauthorized access to our systems or client information
• • Reproducing, distributing, or commercializing our proprietary content without permission
• • Interfering with or disrupting our website functionality or service delivery
• • Impersonating other individuals or providing false identity information
• • Using automated systems to access our services without explicit authorization

Intellectual Property Rights

All content, methodologies, analytical frameworks, and proprietary materials provided through our services remain the exclusive intellectual property of Drovanelithus.

© 2025 Drovanelithus. All rights reserved.

We grant you a limited, non-transferable license to use our materials solely for your personal financial planning purposes during your active subscription period.

Privacy and Data Protection

Your privacy is important to us, and we are committed to protecting your personal and financial information in accordance with Malaysian privacy laws.

Detailed information about our data collection, usage, and protection practices is available in our Privacy Policy, which forms an integral part of these terms.

Service Disclaimers

Our financial planning services are provided "as is" without warranties of any kind, either express or implied, regarding specific outcomes or results.

We make no guarantees about the accuracy, completeness, or suitability of our advice for your particular circumstances, and individual results may vary significantly.

Past performance does not guarantee future results.

Individual results may vary based on personal circumstances and market conditions.

Liability Limitations

To the maximum extent permitted by Malaysian law, our liability for any claims arising from our services is limited to the amount you have paid for services in the 12 months preceding the claim.

We exclude liability for indirect, consequential, or punitive damages, including lost profits or business opportunities.

Our total aggregate liability to you for all claims shall not exceed RM 10,000 or the total fees paid by you, whichever is lower.

User Indemnification

You agree to indemnify and hold harmless Drovanelithus from any claims, damages, or expenses arising from your use of our services or violation of these terms.

This indemnification includes reasonable legal fees and costs incurred in defending against third-party claims related to your use of our services.

Alternative Dispute Resolution

Service Termination

Either party may terminate the service relationship at any time with appropriate notice as specified in your subscription agreement.

Upon termination, your access to our services will cease, but these terms will continue to apply to any remaining obligations or disputes.

Provisions related to intellectual property, confidentiality, limitation of liability, and dispute resolution shall survive termination of these terms.

Governing Law and Jurisdiction

These terms are governed by the laws of Malaysia, and any disputes will be subject to the exclusive jurisdiction of Malaysian courts.

You consent to the personal jurisdiction of Malaysian courts for the purpose of litigating any disputes that cannot be resolved through arbitration.

Terms Modification

We reserve the right to modify these terms at any time to reflect changes in our services, legal requirements, or business practices.

Significant changes will be communicated through email notifications or prominent website announcements at least 30 days before taking effect.

Your continued use of our services after changes become effective constitutes acceptance of the modified terms.

Severability Clause

If any provision of these terms is found to be unenforceable, the remaining provisions shall remain in full force and effect.

Complete Agreement

These Terms and Conditions, together with our Privacy Policy and Cookie Policy, constitute the complete agreement between you and Drovanelithus regarding our services.

Business Contact Details

For questions about these terms or our services, please contact us using the information provided in our contact section.